Griffin-Owens and Associates

Homeowners insurance covers your home, your personal property and protects you against law suits.  One of the most misunderstood issues with homeowners insurance is regarding property that may be your responsibility that is under ground in your yard.  Most people believe that these pipes are covered by their policy.  Unfortunately, water pipes leading to your [...]

Condominiums offer many benefits to their owners.  Not having to mow the lawn, do landscaping or care for the exterior of the building lure many people into purchasing a condo.  However, many condo purchasers do not fully realize how their personal exposure to property and liability losses changes simply because they moved from a traditional [...]

For most people insurance is a necessary evil like taxes.  However, during a tough economy having the right insurance can make the difference between financial solvency and financial disaster. Cutting back on your insurance policy can be disasterous.
I have seen many customers cut back their coverage in an effort to save a few bucks and it [...]