Specialty Insurance
Specialty Insurance Offerings
Quality Protection for a Broad Range of Liabilities
We know that risks come in all shapes and sizes. That’s why we offer a variety of specialized coverage options — such as insurance for sports teams, special events like weddings and parties, clubs, martial arts organizations, camps and other group activities. We provide liability coverage and medical coverage, and all your participants are automatically covered.
We can also provide special travel insurance to protect against illness and accidents while you’re out of the country. We can even provide trip protection coverage to help reimburse your expenses for a planned vacation that is cancelled for a covered reason.
Affordable Protection from Identity Theft …
One of America’s Fastest Growing Crimes
At Griffin-Owens, we’re always on the lookout for insurance products to protect our customers from unexpected threats.
Our new Identity Theft product is a great example. Available from Nationwide, this important insurance protection can be added to your homeowners, condominium or tenant policy. Designed to save you time, money, and hours of frustration, this coverage offers comprehensive services necessary to recover your stolen identity.
Identity theft victims need not only financial relief, but also expert assistance. Nationwide has partnered with ID Theft AssistSM to provide a unique service 24 hours a day, 7 days a week. Just one phone call connects you with an experienced representative who will:
| • | Have access to your credit report and can assist you in identifying fraudulent accounts |
| • | Place a ‘fraud alert’ on your credit reports and contact creditors on your behalf |
| • | Report the identity theft to the local police, the Federal Trade Commission, and other credit reporting agencies |
| • | Assist in replacing your driver’s license, passport, Social Security card, and any other identifying documents |
| • | Provide emergency cash advance, if the theft occurs away from home (must be secured with credit card) |
Nationwide will also provide financial relief up to $25,000 with no deductible for expenses incurred to restore your good name, including:
| • | Costs of executing affidavits and mailing certified mail |
| • | Lost income (maximum $250 per day; total of $5,000) |
| • | Loan reapplication fees and attorney fees |
| • | Costs of long-distance telephone calls |
Protect Your Identity and Your Finances for Pennies a Day!
To add Identity Theft or Identity Fraud Expenses Coverage to your policy, or to learn more about identity theft, please contact Dan Flavin at 703.471.0050.
Travel Insurance and International Travel Medical Insurance
Griffin-Owens and arrange coverage for you and your family when you travel. We can provide coverage for the unexpected life events that can cause a trip to be cancelled or provide coverage for your family while you are traveling. Becoming ill or injured while you are abroad can be very expensive and bring up many questions about what is covered under your domestic insurance and what is excluded. If you are insured under a PPO or HMO it is likely that you will face out of network billing at the very least. With an international travel medical policy you are assured that you have coverage that is designed to protect you while you are away from home.
Accidental Medical Coverage for Teams, Volunteers, Clubs and Groups.
Griffin-Owens and Associates can help your team, civic organization, club or other group obtain accidental medical coverage. Youth sport leagues, martial arts clubs, adult athletic teams, martial arts clubs, volunteer emergency groups, camps and other group activities are eligible. Being able to provide this coverage for members often provides the peace of mind that encourages broader participation. Please give us a call or contact one for our staff via email for more information.
Special Events Liability Coverage
or event.organizationJust as important as medical coverage, liability coverage in essential to any group activity. Amateur sports teams, youth camps, fitness and dance instructors even concessionaires and exhibitors need to be covered. Give us a call to get a quote for your team,
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