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Do You Know Who Covers Your Contractor?

Many homeowners use the warm months of the year to work on home improvement projects. Some projects are just a little too big for the average homeowner so we call upon local professionals to help us out.   Most homeowners don’t realize that they need to ask their contractors for proof of insurance before allowing work [...]

Is Your Home Adequately Insured?

With real estate market values down as much as 50%, many homeowners assume that the cost to rebuild their home has also dropped.  Unfortunately, this is not necessarily true.  Tax assessments and market values are unrelated to the cost to rebuild a home.  Another over looked factor is that the cost to rebuild or repair [...]